He has admitted he does not have the item and I need to stop payment at my bank? This was four months ago. Is this the process? Am I protected? Is this a scam? Why canâ€™t the seller just initiate a return payment on their end? Thank you for feedback allâ€¦.

Seller is asking I stop payment at bank to get money returned on item I purchased four months ago | Ask a Mentor

Seller is asking I stop payment at bank to get money returned on item I purchased four months ago | Ask a Mentor | eBay Community