Locked
Discussions in this board are limited to the original poster and Community Mentors
eBay payment declined, but $603.60 still showing as pending
Summary: mel_8389 experienced issues with two declined eBay transactions, yet their bank still shows the amounts as pending. selforfun suggested that these are authorization holds which typically clear within a week, but they advised waiting a bit longer. They also recommended not retrying the payment and contacting U.S. Bank if the holds persist beyond a week.
Hi everyone. I tried to purchase an item on eBay twice, but both payments were declined and the orders were not completed.
However, U.S. Bank is showing two pending payment authorizations for $603.60 each.
I contacted eBay and they told me the payments were declined. U.S. Bank also confirmed that both transactions are still pending.
Has anyone had this happen before? If eBay declined the payments, will these pending authorizations automatically disappear and the money become available again? How long did it take for you?eBay payment declined Friday, but $603.60 is still pending
Thank you!
selforfun
Mentor2 weeks agoHi @mel_8389
Since you tried the payment twice, your bank may have received two authorization requests even though eBay ultimately declined both transactions.
eBay says these pending authorizations are not actual charges and are typically removed within about a week. In some cases, depending on the bank, they can remain pending longer.
Since U.S. Bank is still showing them only as “pending,” I would give them a little more time to drop off. Once the authorizations are released, the funds should become available again automatically.
I would also avoid trying the same payment repeatedly right now, because another attempt could potentially create another pending authorization.
eBay - Pending payment authorizations:
https://www.ebay.com/help/buying/paying-items/paying-items-credit-debit-card?id=4038
If they are still pending after about a week, I would follow up with U.S. Bank since they control when the authorization hold is released.
mel_8389
OP2 weeks agoSince the payment attempts happened last Friday, would you recommend waiting until this Friday for the pending authorizations to disappear? Or would you wait a few more days before contacting U.S. Bank again?