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Community Member
Accepted Solution
Who pays for shipping insurance-buyer or seller?
Posts: 2
Registered: ‎09-28-2009

A few years ago, ebay made it plain that shipping insurance was the responsibility of the SELLER, that it was the seller's responsibility to make sure the item was delivered safely, and sellers were not allowed to ask for or include insurance charges when payment is due. More and more I'm finding listings with seller's making it plain that shipping insurance is the buyer's responsibility.

Accepted Solutions: 3
Community Member
Posts: 4,115
Registered: ‎02-20-2007
in reply to lollacolla

Those sellers are wrong. It is the seller's choice/responsibility.

"Aw...Darn it, Woodstock...look what you left on my keyboard again!"
Community Member
Posts: 23,122
Registered: ‎10-07-2005
in reply to lollacolla

Since insurance is for the benefit of the seller, the seller is the one to purchase insurance. That way the seller will get reimbursed for the value of the item if it is lost or damaged.


Buyer's are "insured" by Ebay's Buyer Protection.

Robot Indifferent
There will be an answer....Let It Be.
Community Member
Posts: 13,056
Registered: ‎08-14-2008
in reply to lollacolla

It is still the seller's responsibility. You are just seeing uninformed sellers.

Other Answers: 2
Community Member
Posts: 1,834
Registered: ‎05-11-2012
in reply to lollacolla

Those listings are in violation, and could be reported. Sellers are not allowed to ask for insurance, or to state they charge extra for it.


Insurance protects only the seller, if an item is damaged in the mail, or lost, buyers have ebay buyer protection.

Community Member
Posts: 2,514
Registered: ‎06-21-2007
in reply to lollacolla

Well, this is eBay that we are talking about and thereof, eBay let the seller to take care of it if seller wants an extra cushion for any lost or broken in the transit. Because, buyers are looking for bargain or freebie if they can get a way with it.